Effective Date: July 7, 2026
Retirement Income Planning Services, LLC (“RIPS,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide when visiting https://www.ripsllc.com/ (the “Website”), contacting us, or using our services.
This Privacy Policy explains how we may collect, use, disclose, and protect your information. By using this Website, you acknowledge the practices described in this Privacy Policy.
We may collect personal information that you voluntarily provide to us, including when you:
Depending on how you interact with us, this information may include:
Please do not submit highly sensitive personal or financial information through general Website contact forms unless specifically requested through an appropriate secure method.
When you visit the Website, certain information may be collected automatically through cookies, server logs, and similar technologies. This information may include:
We may use this information to operate, maintain, secure, and improve the Website and to better understand how visitors interact with it.
The Website may use cookies and similar technologies to support Website functionality, remember preferences, analyze Website performance, and improve the visitor experience.
You may be able to control or disable cookies through your browser settings. Please note that disabling certain cookies may affect the functionality or performance of portions of the Website.
We may use information collected through the Website to:
We do not disclose personal information except as reasonably necessary for legitimate business, operational, legal, or service-related purposes.
We may share information with:
Service Providers. We may use third-party companies or professionals that help us operate the Website, host data, provide technology services, maintain systems, support communications, or perform other services on our behalf.
Professional and Business Partners. Where appropriate and permitted by law, information may be shared with professionals or organizations involved in providing requested services or supporting our business operations.
Legal and Regulatory Authorities. We may disclose information when we reasonably believe disclosure is necessary to comply with applicable laws, regulations, legal processes, court orders, governmental requests, or regulatory obligations.
Protection of Rights and Security. We may disclose information when reasonably necessary to protect the rights, property, safety, security, or integrity of RIPS, our clients, Website visitors, or others.
Business Transfers. Information may be transferred as part of a merger, acquisition, reorganization, financing, sale of assets, or similar business transaction, subject to applicable law.
With Your Consent. We may share information for other purposes when you direct us to do so or provide consent.
Because RIPS provides retirement planning and related financial services, communications with us may involve personal or financial matters. However, you should not submit sensitive information—such as Social Security numbers, account numbers, passwords, tax records, or detailed financial account information—through a general Website contact form or unsecured email unless specifically instructed to use an appropriate secure method.
Information provided through the Website does not, by itself, necessarily create an advisory, fiduciary, client, or other professional relationship.
We take reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.
However, no website, electronic communication, storage system, or method of transmitting information over the Internet can be guaranteed to be completely secure. Therefore, we cannot guarantee absolute security.
We may retain personal information for as long as reasonably necessary to:
Retention periods may vary depending on the nature of the information and applicable requirements.
The Website may contain links to third-party websites, resources, or services. We are not responsible for the privacy practices, security, availability, or content of third-party websites or services.
We encourage you to review the privacy policies of any third-party website or service before providing personal information.
Depending on where you reside and applicable law, you may have certain rights regarding your personal information. These rights may include the ability to request:
These rights are not absolute and may be subject to legal, regulatory, recordkeeping, or other exceptions.
To submit a privacy-related request, contact us at Rich@ripsllc.com. We may need to verify your identity before processing certain requests.
When you provide contact information and request information or a consultation, we may use the information provided to respond to you regarding your inquiry and our services.
You may ask us to stop sending non-essential promotional email communications by following any unsubscribe instructions included in such communications or by contacting us directly. Please note that we may still send administrative, transactional, legal, or service-related communications when appropriate.
The Website is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13 through the Website.
If we learn that personal information from a child under 13 has been collected without appropriate authorization, we will take reasonable steps to delete it as required by applicable law.
Some web browsers offer “Do Not Track” signals or similar privacy controls. Because there is not necessarily a uniform standard for responding to these signals, the Website may not respond to all such mechanisms.
We may update this Privacy Policy periodically to reflect changes in our practices, technology, services, or legal and regulatory requirements.
When changes are made, we may revise the “Effective Date” at the top of this Privacy Policy. We encourage visitors to review this page periodically for updates.
For questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact:
Retirement Income Planning Services, LLC
Rich Corso
Americenter
39111 Six Mile Rd
Livonia, MI 48152
Email: Rich@ripsllc.com
Website: https://www.ripsllc.com/
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